S&P Annual Cap

Annual interest rate cap rate, based on S&P 500 Index. 

.60%

5

S&P Participation

%

5

0

Participation of the S&P 500 index increases annually

• NO fees

• NO market loss

• 100% access to original deposit(s)**

Disclaimer: Rates are based on current interest rates and are subject to change at any time. Some first year yields/rates reflect the fixed rate plus a premium bonus or interest rate enhancement. Not all annuities are available in all states. Surrender charges may apply to withdrawals during the surrender period. A 10% IRS penalty may apply to withdrawals prior to age 59 ½. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Annuities are not guaranteed by any bank or credit union and are not insured by the FDIC or any other federal government agency. Information presented on this website is not intended as tax or legal advice. You are encouraged to seek tax or legal advice from a qualified professional.  The Annuity Guru® agents' are licensed to sell Annuities; The Annuity Guru agents are not required to be FINRA registered representatives or a Broker Dealer.

*Rate is guaranteed for 1 contract year and is subject to 1-year renewals

**If optional Return of Premium rider is elected, an annual fee based on the contract value will be deducted