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QUESTIONS? CALL:

Don't be sold, be informed!

Worried about the rising costs of Long-Term Care?

Get Your FREE Annuity Report, Comparing The BEST Annuities Available Today!

Remember...  Don't Be Sold, Be Informed!

LTC Benefits from market losses

HIGHEST guaranteed rates

FLEXIBLE tax-efficient saving

  • Tax-Deferral*

  • Social Security tax advantages

  • 10% free annual withdrawals

  • Nursing Home Waiver

  • Terminal Illness waiver

Disclaimer: Rates are based on current interest rates.  Not all annuities are available in all states. Surrender charges may apply to withdrawals during the surrender period. A 10% IRS penalty may apply to withdrawals prior to age 59 ½. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Annuities are not guaranteed by any bank or credit union and are not insured by the FDIC or any other federal government agency. Information presented on this website is not intended as tax or legal advice. You are encouraged to seek tax or legal advice from a qualified professional.  The Annuity Guru® agents' are licensed to sell Annuities; The Annuity Guru agents are not required to be FINRA registered representatives or affiliated with a Broker Dealer.

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Annuity Guru®,  Life Insurance Guru®,  LTC Guru®,  Med-Supp Guru®,  Don't Be Sold, Be Informed® are registered trademarks or pending service marks with the United States Patent and Trademark Office. All rights & use reserved, protected, and enforced.  DBA The Michigan Retirement Agency, in the retail capacity

“We do not offer every plan available in your area. Currently we represent over 30 organizations nationally, which vary the number of products we offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.”

*This disclaimer is required by CMS (Center for Medicare & Medicaid Services) and we need to advise you that contacting Medicare. gov and SHIP may not be in your best interest. The representatives from Medicare are not versed on different doctor networks, and all the differences in plan designs. SHIP representatives are volunteers that receive 8 hours of training and cannot make recommendations. The average trained Medicare agent completes 40 plus hours of training and are held to a high standard of compliance and we will look at all your options and recommend what we feel would be best for you based on your needs.

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